IMPORTANT - We're launching our NEW and IMPROVED Credit Union website on Wednesday, May 18. More details coming soon. 
ATTENTION - We will be conducting a system update from Saturday (5/14) at 9 p.m. through Sunday (5/15) at 3 a.m. During this time, Online Banking, Mobile Banking, and our 24-hour Telephone Teller will be unavailable. You can still use any SCCCU ATM or CO-OP ATM. We apologize for any inconvenience this may cause.

Join Us

Be a part of a community that genuinely cares about you

If you live, work or attend church in Santa Cruz County or north Monterey County, you can join the Credit Union. To become an SCCCU member, simply open a savings account with a $5 minimum deposit. Once you join, you’re a member and part-owner of the Credit Union for life — which means you actually have a say in your financial future.

Become a member today!


Benefits of SCCCU Membership

Our mission is to provide economic justice for all and that starts with products and services that make sense for all members. And you can use your ITIN to open an account or apply for any loan at SCCCU. Here are a few of the many benefits of Credit Union membership:

  • Low-fee checking with a free Visa® debit card (fee can be waived)
  • 24/7 access to your money using Online Banking, Mobile Banking, and our Telephone Teller
  • Surcharge-free nationwide ATMs (at SCCCU ATMs or any ATM that displays the CO-OP logo)
  • eStatements to safely and easily manage your accounts.
  • ACH/Direct Deposit so you can access money quickly and easily.
UPWARD – Online Financial Knowledge Center
Financial Counseling

Making the switch to an SCCCU checking account is easy. Get started.

Download a New Member Kit here.