AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.


NEW TEMPORARY BRANCH HOURS - 11AM–5PM starting Tuesday, March 31st.  
If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

Please know that 24/7 convenient access is available to your accounts: ATMs, mobile phone, internet banking and bill pay options.

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Becoming an SCCCU Member is Easy

If you live or work in Santa Cruz County or north Monterey County you qualify for membership to SCCCU.'s that easy! Simply open a savings account or business savings account and you're on your way.

Becoming a Member is Beneficial

SCCCU is able to pass on lower rates on loans and increased services to our members. We can do this because we're a nonprofit financial institution; the money that other institutions use to pay excessive bonuses and shareholder earnings...we use to give back to our members.

Becoming a Member is Empowering

Our mission is to create social and economic justice for everyone. Your membership helps us achieve this through a number of initiatives that assist low-income families and startup businesses in our community.