Member Notice - Our end-of-year compliance upgrade will take place beginning at 9pm Saturday, 12/7. Online Banking and Mobile Banking will be down. Normal operation should resume by 1am on Sunday. No impact to ATMs. Thank you for your patience and understanding.
AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.
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Becoming an SCCCU Member is Easy

If you live or work in Santa Cruz County or north Monterey County you qualify for membership to SCCCU.'s that easy! Simply open a savings account or business savings account and you're on your way.

Becoming a Member is Beneficial

SCCCU is able to pass on lower rates on loans and increased services to our members. We can do this because we're a nonprofit financial institution; the money that other institutions use to pay excessive bonuses and shareholder earnings...we use to give back to our members.

Becoming a Member is Empowering

Our mission is to create social and economic justice for everyone. Your membership helps us achieve this through a number of initiatives that assist low-income families and startup businesses in our community.