Member Notice - Online and Mobile Banking System upgrades are scheduled to start at 8:30pm Saturday, 2/22 and continue until 3:00am, Sunday 2/23 which may impact the availability of these programs. Thank you for your patience as we continue to improve these member service options!
AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.
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Becoming an SCCCU Member is Easy

If you live or work in Santa Cruz County or north Monterey County you qualify for membership to SCCCU.'s that easy! Simply open a savings account or business savings account and you're on your way.

Becoming a Member is Beneficial

SCCCU is able to pass on lower rates on loans and increased services to our members. We can do this because we're a nonprofit financial institution; the money that other institutions use to pay excessive bonuses and shareholder earnings...we use to give back to our members.

Becoming a Member is Empowering

Our mission is to create social and economic justice for everyone. Your membership helps us achieve this through a number of initiatives that assist low-income families and startup businesses in our community.