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Credit Cards

Get the purchasing power you need with the benefits you want.

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Make Spending Rewarding.

Whether you want to use rewards for merchandise or travel, give back to the community, or build (or re-establish) your credit, we have a Visa Credit Card for you. And all our Visa Credit Cards offer enhanced security features to give you the peace of mind you need wherever you use them.

Why Choose SCCCU?

  • Enjoy worldwide purchasing power with Zero Liability if your card is lost, stolen, or fraudulently used.
  • Count on great personal service and local decision-making by lenders who genuinely care.
  • It’s easy to apply online, in person, or by phone, and you can use your ITIN.
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Choose Your Credit Card.

Our Platinum Visa Card gives you everyday rewards to meet your busy lifestyle. And you’ll enjoy a low variable rate with flexible credit limits and fraud protection.

Features

  • Low variable rate that is the same for purchases, balance transfers, and cash advances

  • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel. Earn one point per dollar on purchases. Get Details.

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Use contactless payment worldwide

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Credit limit up to $25,000

  • No annual fee or balance transfer fee

Requirements

  • Apply with your ITIN or SSN

  • Minimum payment is due within 10 calendar days after the first of each month

SCCCU Platinum Visa TM

Enjoy convenient and flexible worldwide purchasing power while giving back to the local community.

Features

  • Competitive fixed rate that stays the same for purchases, balance transfers, and cash advances

  • We donate 5¢ to local nonprofit organizations every time you use your card

  • No annual fee or balance transfer fee

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Credit limit up to $25,000

Requirements

  • Apply with your ITIN or SSN

  • Minimum payment is due within 10 calendar days after the 27th day of each month

SCCCU Visa TM Credit Card

If you’re just starting your credit journey, a Secured Visa Credit Card is a great option. You’ll build credit and can move into one of our other credit cards over time.

Features

  • Low fixed interest rate

  • No annual or balance transfer fee

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Use a security deposit as collateral against your credit line

Requirements

  • Apply with your ITIN or SSN

  • Security deposit from an SCCCU Savings Account required to open account

  • Minimum payment is due within 10 calendar days after the 27th day of each month.

Our Platinum Visa Card gives you everyday rewards to meet your busy lifestyle. And you’ll enjoy a low variable rate with flexible credit limits and fraud protection.

Features

  • Low variable rate that is the same for purchases, balance transfers, and cash advances

  • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel. Earn one point per dollar on purchases. Get Details.

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Use contactless payment worldwide

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Credit limit up to $25,000

  • No annual fee or balance transfer fee

Requirements

  • Apply with your ITIN or SSN

  • Minimum payment is due within 10 calendar days after the first of each month

SCCCU Platinum Visa TM

Enjoy convenient and flexible worldwide purchasing power while giving back to the local community.

Features

  • Competitive fixed rate that stays the same for purchases, balance transfers, and cash advances

  • We donate 5¢ to local nonprofit organizations every time you use your card

  • No annual fee or balance transfer fee

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Credit limit up to $25,000

Requirements

  • Apply with your ITIN or SSN

  • Minimum payment is due within 10 calendar days after the 27th day of each month

SCCCU Visa TM Credit Card

If you’re just starting your credit journey, a Secured Visa Credit Card is a great option. You’ll build credit and can move into one of our other credit cards over time.

Features

  • Low fixed interest rate

  • No annual or balance transfer fee

  • Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently

  • 24/7 access to your account using Online Banking and Mobile Banking

  • Manage your PIN any time by calling 800-290-7893

  • Link to your favorite digital wallet

  • Cash advance available at any ATM (for a nominal fee)

  • Use a security deposit as collateral against your credit line

Requirements

  • Apply with your ITIN or SSN

  • Security deposit from an SCCCU Savings Account required to open account

  • Minimum payment is due within 10 calendar days after the 27th day of each month.

Zero Liability by Visa.

  • Shop worry-free
  • Report unauthorized charges immediately
  • Get quick resolution for fraudulent transactions
Learn More
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Apply Right Now.

Get started with our quick and secure online application. Or, give us a call or stop by a branch.

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A secure, easy way to make payments using your credit or debit card online, in person, or in-app.

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