Why Choose SCCCU?
- Enjoy worldwide purchasing power with Zero Liability if your card is lost, stolen, or fraudulently used.
- Count on great personal service and local decision-making by lenders who genuinely care.
- It’s easy to apply online, in person, or by phone, and you can use your ITIN.
Choose Your Credit Card.
Our Platinum Rewards Visa Credit Card gives you everyday rewards to meet your busy lifestyle. And you’ll enjoy a low variable rate with flexible credit limits and fraud protection.
Features
Low variable rate that is the same for purchases, balance transfers, and cash advances
Redeem points for merchandise, rental cars, cruises, hotels, and airline travel. Earn one point per dollar on purchases. See Your Rewards.
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your account using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Use contactless payment worldwide
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Credit limit up to $25,000
No annual fee or balance transfer fee
Requirements
Apply with your ITIN or SSN
Minimum payment is due within 10 calendar days after the first of each month
Enjoy the convenient and flexible worldwide purchasing power of a Community Visa Credit Card and give back to your community.
Features
Competitive fixed rate that stays the same for purchases, balance transfers, and cash advances
We donate 5¢ to local nonprofit organizations every time you use your card
No annual fee or balance transfer fee
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your credit card account using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Credit limit up to $25,000
Requirements
Apply with your ITIN or SSN
Minimum payment is due within 10 calendar days after the 27th day of each month
If you’re just starting your credit journey, a Secured Visa Credit Card is a great option to consider. You’ll build credit and can move into one of our other credit cards over time.
Features
Low fixed interest rate
No annual or balance transfer fee
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your credit card using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Use a security deposit as collateral against your credit line
Requirements
Apply with an ITIN or SSN
Security deposit from an SCCCU Savings Account required to open account
Minimum payment is due within 10 calendar days after the 27th day of each month.
Our Platinum Rewards Visa Credit Card gives you everyday rewards to meet your busy lifestyle. And you’ll enjoy a low variable rate with flexible credit limits and fraud protection.
Features
Low variable rate that is the same for purchases, balance transfers, and cash advances
Redeem points for merchandise, rental cars, cruises, hotels, and airline travel. Earn one point per dollar on purchases. See Your Rewards.
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your account using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Use contactless payment worldwide
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Credit limit up to $25,000
No annual fee or balance transfer fee
Requirements
Apply with your ITIN or SSN
Minimum payment is due within 10 calendar days after the first of each month
Enjoy the convenient and flexible worldwide purchasing power of a Community Visa Credit Card and give back to your community.
Features
Competitive fixed rate that stays the same for purchases, balance transfers, and cash advances
We donate 5¢ to local nonprofit organizations every time you use your card
No annual fee or balance transfer fee
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your credit card account using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Credit limit up to $25,000
Requirements
Apply with your ITIN or SSN
Minimum payment is due within 10 calendar days after the 27th day of each month
If you’re just starting your credit journey, a Secured Visa Credit Card is a great option to consider. You’ll build credit and can move into one of our other credit cards over time.
Features
Low fixed interest rate
No annual or balance transfer fee
Zero Liability with enhanced protection—you won’t be held accountable if your card is used fraudulently
24/7 access to your credit card using Online Banking and Mobile Banking
Manage your PIN any time by calling 800-290-7893
Link to your favorite digital wallet
Cash advance available at any ATM (for a nominal fee)
Use a security deposit as collateral against your credit line
Requirements
Apply with an ITIN or SSN
Security deposit from an SCCCU Savings Account required to open account
Minimum payment is due within 10 calendar days after the 27th day of each month.
Zero Liability by Visa.
- Shop worry-free
- Report unauthorized charges immediately
- Get quick resolution for fraudulent transactions
More for Your Life.
Checking Accounts
Get anytime, secure access to your money wherever life takes you.
Financial Wellness Center
Need financial advice? We can help with tools and resources in English and Spanish.
Digital Wallet
A secure, easy way to make payments using your credit or debit card online, in person, or in-app.