HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 

Community Checking Account

Our low-fee Community Checking Account covers all your essential needs while providing you with 24/7 access to your funds. You can easily manage your money on your time.

Get more details.

TIPS     Checking Tip: Set up account alerts on your checking account to protect you and your money.

Community Checking Account

Here's What You Need to Know About a Community Checking Account


  • Unlimited checking writing
  • Conveniently access your funds 24/7 using online or mobile banking, surcharge-free ATMs, or our telephone teller
  • Deposit checks wherever you are using our FREE mobile banking app
  • Pay bills using Online Bill Pay
  • Make payments to friends or family using online or mobile banking.
  • Change your debit card PIN 24/7 with the PIN Management Service
  • Use overdraft services1
  • Manage your account easily using eStatements
  • Feel confident knowing your funds are federally insured up to $250,000 by the NCUA


  • $100 minimum balance required to open your account
  • Nominal $2 monthly service fee waived if you:
    • Have an aggregate total of $500 direct deposited to your account each month;
    • Maintain an aggregate loan balance of $5,000 or more; OR
    • Conduct 15 or more debit card (signature-based) transactions per month

1Overdraft Protection is optional. You must opt in to benefit from this free service.