SANTA CRUZ BRANCH TEMPORARILY CLOSED TODAY (9/30). You may continue to use the Night Deposit box or any of the ATMs at this location. For immediate needs, please use our Soquel Branch. We apologize for any inconvenience this may cause.

Coronavirus Resources

In an effort to help you navigate this uncertain time, we’ve put together a resource page to help you find the information you need quickly. Please select a topic below to learn more.

Accessing Your Accounts
Personal Loan Assistance
Business Loan Assistance & Other Resources
Financial Counseling & Education
Other Important Resources


   Accessing Your Accounts   

Conduct the majority of banking needs conveniently from your computer, phone or tablet - any time, day or night.

   Personal Loan Assistance   

In an effort to help you during these difficult circumstances, we’re offering the following options:

Emergency Loans

If you are in need of some help with day-to-day expenses or to fill the gap in your monthly income, SCCCU is here to help with low-rate emergency loans. Apply any time, day or night from your computer, tablet, or phone.

Deferred Payments 

Perhaps deferring your SCCCU loan payment can help during the current emergency? This option may also be available on auto, personal, real estate, or VISA lines of credit. Apply using this form:


   Business Loan Assistance & Resources   

At this time, we have reached our maximum limit for accepting any new Paycheck Protection Program (PPP) applications made available through the SBA. If you have not received funds through the PPP or EIDL program, you may be able to apply through the Santa Cruz CARES Recovery Program

The following are vital resources to help you navigate this uncertain time: 


It is also possible to defer your SCCCU business loan payment during the current emergency. Apply using this form:

     Financial Counseling & Education   

We offer no-cost options for financial guidance and education. These programs are helpful resources when you need assistance or want to gain additional knowledge about day to day finances.

    Other Important Resources    

   Connect with Us   

Our Member Call Center is available to assist you Monday through Friday, 9 a.m. - 5 p.m.

Call 831-425-7708

or email:


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   News & Notices   

September 1 - SCCCU  announced it granted over $12 million in PPP loans to local businesses, saving over 1,400 jobs in our community.

August 20 - Our Soquel Branch is now open.

April 30 - If accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we want to ensure you have access to your CARES Act stimulus funds. Please contact us if you have questions or need more information.