HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 

SBA Paycheck Protection Program

At this time, we have reached our maximum limit for accepting any new Paycheck Protection Program applications made available through the SBA. We may be able to consider applications again in the future IF the federal government approves additional funds. Additionally, we are unable to guarantee funds for current applications due to the process and availability of funds the SBA has provided for Round #2. We appreciate your patience and understanding. 

Please read the following carefully – Learn more about the program and the steps to submit your application:


1) Learn the most updated information on PPP, please review:


2) Steps to apply (current members only at this time):

____ Print out and complete the SBA Borrower Application Form

____ Download and complete the Documentation List & Worksheet (Excel File)


3) Securely submit your SBA Borrower Application Form, Documentation List & Worksheet, and all necessary supplemental documentation:


Our Commercial Lending Team will contact you to confirm receipt of your application. 
Please know that SBA updates aspects of the application process frequently. This could mean additional clarification or documentation may be needed.  



US Department of the Treasury - PPP Information and Resources
• SBA Economic Injury Disaster Loans
SBA – Coronavirus Relief Options
Coronavirus (COVID-19): Small Business Guidance & Loan Resources (SBA)
COVID-19-related resources for local businesses – Santa Cruz County Office for Economic Development 
COVID-19 Resource Toolkit – Santa Cruz County Chamber of Commerce
SCAM ALERTS - California Department of Business Oversight

Back to Updates & Resources page

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Our Member Call Center is available to assist you with questions about applying for loans, concerns about your current SCCCU accounts, and much more.

Call 831-425-7708
(Monday-Friday, 9 am–5 pm)
or email:


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