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Emergency Loans Available

We’re Ready to Help

Recently, our community was hit by devastating storms, and we’ve learned of many members who have been negatively impacted. To help in the recovery process, we’ve designed a NEW Emergency Loan Program for members in these circumstances:

  • Up to $2,500
  • As low as 4.75% APR* (fixed)
  • No loan fees
  • Maximum loan term of 12 months
  • Option to defer payments for the first three months
  • ITINs accepted

You can use this loan to cover the cost of minor storm repairs, pay for insurance deductibles or temporary housing, or simply fill the void of lost income during this time.

And we’ll review your loan as quickly as possible so you can get back to what matters most to you!

Apply Now!

It’s easy to apply!
ITINs are accepted.

APPLY NOW about

It’s easy to apply!
ITINs are accepted.

Call us at
831-425-7708

CALL NOW about

Call us at
831-425-7708

Stop by any
SCCCU branch

FIND BRANCH about

Stop by any
SCCCU branch

FOR LOAN APPLICATIONS: Click on PERSONAL LOAN (type of loan) and then EMERGENCY (purpose) in the application.

*APR = Annual Percentage Rate. The quoted rate is fixed with a term of no more than 12 months. Only one loan is available per household/member/account. Contact the Credit Union for more details. Members must prove the impact of the emergency in one of the following ways: 1) Member was evacuated from home with proof from website; 2) Copy of insurance claim for damage to personal property; or 3) Verification from an employer that the member is temporarily unemployed or cannot work due to business closure related to the storm.