
In Focus – SCCCU Blog
Stay informed about the Credit Union’s activities, plus get practical advice on a variety of personal finance topics.

Emergency Resources Available
Recently, our community was hit by devastating storms and flooding, and we've learned of many members who have been negatively impacted. To help in the recovery process, we've designed a NEW Emergency Loan Program for members in these circumstances:
- Up to $2,500
- As low as 4.75% APR* (fixed)
- No loan fees
- Maximum term of 12 months
- Option to defer payments for the first three months
- ITINs accepted
You can use this loan to cover the cost of minor storm repairs, pay for insurance deductibles or temporary housing, or simply fill the void of lost income during this time. It's easy to apply. Simply click here to get started. (IMPORTANT: When you apply online, simply click on PERSONAL LOAN (type of loan) and then EMERGENCY (purpose).)
Community Resources Available
There are many free resources available if you have been negatively impacted by the recent flooding in our community. Please check out the links below to get the help you and your family may need or to donate to others in need at this time:
- Santa Cruz County Office of Response, Recovery & Resilience
- Monterey County Office of Emergency Services
- Community Foundation Santa Cruz County
- Community Foundation for Monterey County
- Second Harvest Food Bank
- Casa De La Cultura Center
- City of Watsonville
- Community Action Board
If we can assist you in any way, please contact us at 831-425-7708.
*APR = Annual Percentage Rate. The quoted rate is fixed with a term of no more than 12 months. Only one loan is available per household/member/account. Contact the Credit Union for more details. Members must prove the impact of the emergency in one of the following ways: 1) Member was evacuated from home with proof from website; 2) Copy of insurance claim for damage to personal property; or 3) Verification from an employer that the member is temporarily unemployed or cannot work due to business closure related to the storm.
- CATEGORIES: Community Involvement Financial Education

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