HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 

What You REALLY Want for the Holidays

Get a new or used auto loan until January 31, 2022, and be entered to win a FREE AUTO LOAN.*

No matter how you choose to buy your next car, we can help.

Get pre-approved before you start your search. Apply online or visit one of our branches. And you can apply with an ITIN. You may already be pre-approved so call us at 831-425-7708 to find out.

Take your pre-approval to a dealer (find a local partner dealer here) and they will email or fax your information to us. And if you buy from a private party, call us or email your purchase agreement and insurance information to

Want to refinance your auto loan and get cash back for the holidays?

Give us a call at 831-425-7708, or stop by a branch to get started.

Not ready to buy just yet?

We’ve got loan options available to help you with what you need. Right now, we’re offering a low-rate holiday loan that can boost your holiday budget.

It’s time to get what you REALLY want this holiday season.

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*NO PURCHASE NECESSARY. See Complete Sweepstakes Rules and Important Information.