HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 


We’ll help you drive away in a reliable car that gets you where you need to be!

Love it!

We can help you find YOUR perfect car. Visit one of our partner dealerships near you or search here to find the new or used vehicle you love and have it delivered to you.

Buy it!

Whether from a dealer or private party, we make it easy for you to drive away in the car of your choice. With rates as low as 2.74% APR* and terms of up to 84 months*, we’re ready to help.

Here’s how:

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Buying from a dealer? A participating CUDL Dealer will send your purchase agreement and insurance information to us through a secure network. All other dealers should email your information securely to, or by fax at 831-426-6669.

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Buying from a private party? Call us at 831-425-7708, or email your purchase agreement and insurance information to

Once we receive the paperwork from you or a dealer, we’ll work with you to complete your loan either electronically or in person (whichever you prefer).

Ask us how to get an additional .25% off your rate with automatic payments.

Drive it!

When you work with us, it’s easy to get a new or used car. And we have low-rate auto insurance to keep you safe. Compare and save.


We can help. If you’d like to refinance your existing auto loan (and even take cash out), email your current registration and auto loan payment coupon/statement to, call 831-425-7708, or stop by a branch.

If you have other financial needs, let us see if we can help with a different loan option. Call 831-425-7708.

*APR = Annual Percentage Rate. The advertised APR is for qualifying new vehicles with 100% financing for up to 54 months. Other terms and dollar amounts are available to qualified applicants. Click here to view the rate sheet.
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