Important! Email transmission is not a secure form of communication. Please do not include any account numbers, social security numbers, or password information in your message.

I understand Cancel
Mother and daughter

Checking Accounts

Get the convenience you need, simply and affordably.

Learn More

It’s Your Money.

Spend less time worrying about it, and more time enjoying it.
Choose a checking account that gives you control of your money, anytime, anywhere.

Why Choose SCCCU?

  • Your membership gives you access to an inclusive community that genuinely cares about your financial future – and you can open your account with an ITIN.
  • You can safely and securely access your account on your time, 24/7.
  • You won’t pay high fees just to access your money – our fees are low and can be waived based on your relationship with us.
Man looking at a credit card and his phone

Choose Your Checking Account.

Our FREE checkless checking account gives you the flexibility you need wherever life takes you.

Features

  • Free debit card

  • Free eStatements

  • Overdraft protection available1

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

  • No checks or check writing privileges2

  • Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®

Requirements

  • Open your account with an ITIN or SSN

  • $25 minimum opening deposit

  • No monthly service fee

1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
2 Checks will not be distributed, but in some special cases, a $2 per check fee will apply.

Manage your day-to-day finances with an account that won’t slow you down. Our low-fee Community Checking Account puts control back in your hands.

Features

  • Free debit card

  • Free eStatements

  • Overdraft protection available1

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

  • Unlimited check writing

  • Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®

Requirements

  • Open your account with an ITIN or SSN

  • $25 minimum opening deposit

  • $7 monthly service fee ($8 with paper statements) is waived if you:

    • Receive at least $500 in total monthly direct deposits;
    • Have total SCCCU loan balances of $5,000 or more; OR
    • Conduct 15 or more debit card (signature-based) transactions per month

1 Overdraft Protection is optional. You must opt in to benefit from this free service.

Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due to banking issues, this account is for you.

Features

  • Free debit card

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

Requirements

  • Open account with your ITIN or SSN

  • $25 minimum opening deposit

  • $10 monthly service fee waived if you:

    • Have an aggregate total of $500 direct deposited to your account each month;
    • Maintain an aggregate loan balance of $5,000 or more; OR
    • Conduct 15 or more debit card transactions (signature-based only) per month
  • Eligible to convert to a Community or Eco Checking Account after one year1

1 Must not have any returned checks, excessive overdrafts, or account closures.

Our FREE checkless checking account gives you the flexibility you need wherever life takes you.

Features

  • Free debit card

  • Free eStatements

  • Overdraft protection available1

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

  • No checks or check writing privileges2

  • Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®

Requirements

  • Open your account with an ITIN or SSN

  • $25 minimum opening deposit

  • No monthly service fee

1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
2 Checks will not be distributed, but in some special cases, a $2 per check fee will apply.

Manage your day-to-day finances with an account that won’t slow you down. Our low-fee Community Checking Account puts control back in your hands.

Features

  • Free debit card

  • Free eStatements

  • Overdraft protection available1

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

  • Unlimited check writing

  • Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®

Requirements

  • Open your account with an ITIN or SSN

  • $25 minimum opening deposit

  • $7 monthly service fee ($8 with paper statements) is waived if you:

    • Receive at least $500 in total monthly direct deposits;
    • Have total SCCCU loan balances of $5,000 or more; OR
    • Conduct 15 or more debit card (signature-based) transactions per month

1 Overdraft Protection is optional. You must opt in to benefit from this free service.

Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due to banking issues, this account is for you.

Features

  • Free debit card

  • 24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.

  • Deposit checks using our free mobile app

  • Free online or mobile bill pay

  • Change your debit card PIN 24/7 by calling 800-290-7893

  • Federally insured up to $250,000 by the NCUA

Requirements

  • Open account with your ITIN or SSN

  • $25 minimum opening deposit

  • $10 monthly service fee waived if you:

    • Have an aggregate total of $500 direct deposited to your account each month;
    • Maintain an aggregate loan balance of $5,000 or more; OR
    • Conduct 15 or more debit card transactions (signature-based only) per month
  • Eligible to convert to a Community or Eco Checking Account after one year1

1 Must not have any returned checks, excessive overdrafts, or account closures.

We’ll Keep Your Money Close.

Father and sleeping baby

Open Your Account Today.

Visit your local branch to get started. Have questions? Give us a call anytime.

More for Your Life.

Woman looking at her laptop

Savings accounts

Great options for both new and experienced savers.

Learn more Savings accounts
Couple and their dog

Auto loans & more

We’ll help you go places with an affordable auto, motorcycle, or bicycle loan.

Learn more Auto loans & more
Father and daughter

Credit cards

Get the purchasing power you need with the benefits you want.

Learn more Credit cards