Why Choose SCCCU?
- Your membership gives you access to an inclusive community that genuinely cares about your financial future – and you can open your account with an ITIN.
- You can safely and securely access your account on your time, 24/7.
- You won’t pay high fees just to access your money – our fees are low and can be waived based on your relationship with us.
Choose Your Checking Account.
Our FREE checkless checking account gives you the flexibility you need wherever life takes you.
Features
Free debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
No checks or check writing privileges2
Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®
Requirements
Open your account with an ITIN or SSN
$25 minimum opening deposit
No monthly service fee
1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
2 Checks will not be distributed, but in some special cases, a $2 per check fee will apply.
Manage your day-to-day finances with an account that won’t slow you down. Our low-fee Community Checking Account puts control back in your hands.
Features
Free debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Unlimited check writing
Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®
Requirements
Open your account with an ITIN or SSN
$25 minimum opening deposit
$7 monthly service fee ($8 with paper statements) is waived if you:
- Receive at least $500 in total monthly direct deposits;
- Have total SCCCU loan balances of $5,000 or more; OR
- Conduct 15 or more debit card (signature-based) transactions per month
1 Overdraft Protection is optional. You must opt in to benefit from this free service.
Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due to banking issues, this account is for you.
Features
Free debit card
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Requirements
Open account with your ITIN or SSN
$25 minimum opening deposit
$10 monthly service fee waived if you:
- Have an aggregate total of $500 direct deposited to your account each month;
- Maintain an aggregate loan balance of $5,000 or more; OR
- Conduct 15 or more debit card transactions (signature-based only) per month
Eligible to convert to a Community or Eco Checking Account after one year1
1 Must not have any returned checks, excessive overdrafts, or account closures.
Our FREE checkless checking account gives you the flexibility you need wherever life takes you.
Features
Free debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
No checks or check writing privileges2
Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®
Requirements
Open your account with an ITIN or SSN
$25 minimum opening deposit
No monthly service fee
1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
2 Checks will not be distributed, but in some special cases, a $2 per check fee will apply.
Manage your day-to-day finances with an account that won’t slow you down. Our low-fee Community Checking Account puts control back in your hands.
Features
Free debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Unlimited check writing
Account links to person-to-person payments systems, such as Popmoney®, Zelle®, and Venmo®
Requirements
Open your account with an ITIN or SSN
$25 minimum opening deposit
$7 monthly service fee ($8 with paper statements) is waived if you:
- Receive at least $500 in total monthly direct deposits;
- Have total SCCCU loan balances of $5,000 or more; OR
- Conduct 15 or more debit card (signature-based) transactions per month
1 Overdraft Protection is optional. You must opt in to benefit from this free service.
Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due to banking issues, this account is for you.
Features
Free debit card
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Requirements
Open account with your ITIN or SSN
$25 minimum opening deposit
$10 monthly service fee waived if you:
- Have an aggregate total of $500 direct deposited to your account each month;
- Maintain an aggregate loan balance of $5,000 or more; OR
- Conduct 15 or more debit card transactions (signature-based only) per month
Eligible to convert to a Community or Eco Checking Account after one year1
1 Must not have any returned checks, excessive overdrafts, or account closures.
We’ll Keep Your Money Close.
- 24/7 online banking & online bill pay
- Secure mobile app & mobile deposit
- Over 30,000 surcharge-free ATMs nationwide
More for Your Life.
Savings accounts
Great options for both new and experienced savers.
Auto loans & more
We’ll help you go places with an affordable auto, motorcycle, or bicycle loan.
Credit cards
Get the purchasing power you need with the benefits you want.