Checking Accounts
Get the convenience you need, simply and affordably. Find the checking account that’s right for you.
Why Choose SCCCU?
- Your membership gives you access to an inclusive community that genuinely cares about your financial future.
- You can safely and securely access your checking account on your time, 24/7.
- You won’t pay high fees just to access your money – we have low and no-fee checking designed with your needs in mind.
Choose Your Checking Account.
Our FREE checking account gives you the flexibility you need wherever life takes you.
Features
Free Visa debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app or Online Banking
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Requirements
$25 minimum opening deposit
No monthly service fee
Up to 10 free checks are available for this account. After that, a $1/check fee will be charged.
1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
Our low-cost Power Perks Checking account offers exclusive benefits, valuable savings, and financial protection.
Features
IDProtect®: Identity Theft Monitoring and Resolution Service1 and Credit Monitoring Service2 (Some benefits
require registration and activation.)Cell Phone Protection3: Receive up to $600 in replacement or repair costs
for damaged or stolen phones. (Cellular telephone bill must be paid using an eligible account.)Debit Advantage®: Buyer’s Protection3 & Extended Warranty3 (Item(s) must be purchased entirely with this
account for coverage.)Up to $10,000 of 24-hour
Accidental Death & Dismemberment Insurance3 (Coverage divides equally on joint accounts and reduces by 50% at age 70.)Roadside Assistance Service3: Up to $100 per occurrence. Maximum of two occurrences per 12-month period.
$hopping Rewards™ (Registration/activation
required; available via mobile
or web only)Travel and Leisure Discounts (Available via mobile or web only)
Health Discount Savings: Enjoy savings on vision, prescriptions, and dental services. This is NOT insurance. (Registration/activation required.)
Fuel Savings:4 Save 5¢/gal on every fill-up at participating Shell stations with Extended SCAN TO Gold Status.
Free Visa debit card
Free eStatements
Overdraft protection available*
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app or Online Banking
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Unlimited check writing
Requirements
$25 minimum opening deposit
$6 monthly service fee with eStatements and $7 monthly service fee without eStatements
For more details about the features provided, click here.
To compare Nimble Checking and Power Perks Checking, click here. Ver en español aquí.
* Overdraft Protection is optional. You must opt in to benefit from this free service.
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
2Credit score is a VantageScore 3.0 based on single credit bureau. Third parties may use a different type of credit score to assess your creditworthiness.
3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company
named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4Restrictions apply. See www.ClubChecking.com for details.
Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due, this checking account is for you.
Features
Free Visa debit card.
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893.
Federally insured up to $250,000 by the NCUA.
Members are eligible to open a Share-Secured or Visa-Secured loan and link it to this account.
Requirements
$25 minimum opening deposit.
There is a $5 monthly service fee for the first six months (no waiver is available). After six months, members can waive the fee if they sign up for eStatements.
Eligible to convert to a Community or FREE Nimble Checking Account after nine months.1
Second Chance Checking members are not eligible to use the mobile check deposit feature in Online or Mobile banking.
Members must complete education to be eligible for a Second Chance Checking account. Talk to a Member Service Representative for details.
No courtesy fees will be waived on this account, including overdraft or NSF fees.
1 Must not have any returned checks, excessive overdrafts, or account closures.
Our FREE checking account gives you the flexibility you need wherever life takes you.
Features
Free Visa debit card
Free eStatements
Overdraft protection available1
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app or Online Banking
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Requirements
$25 minimum opening deposit
No monthly service fee
Up to 10 free checks are available for this account. After that, a $1/check fee will be charged.
1 Overdraft Protection is optional. You must opt-in to benefit from this free service.
Our low-cost Power Perks Checking account offers exclusive benefits, valuable savings, and financial protection.
Features
IDProtect®: Identity Theft Monitoring and Resolution Service1 and Credit Monitoring Service2 (Some benefits
require registration and activation.)Cell Phone Protection3: Receive up to $600 in replacement or repair costs
for damaged or stolen phones. (Cellular telephone bill must be paid using an eligible account.)Debit Advantage®: Buyer’s Protection3 & Extended Warranty3 (Item(s) must be purchased entirely with this
account for coverage.)Up to $10,000 of 24-hour
Accidental Death & Dismemberment Insurance3 (Coverage divides equally on joint accounts and reduces by 50% at age 70.)Roadside Assistance Service3: Up to $100 per occurrence. Maximum of two occurrences per 12-month period.
$hopping Rewards™ (Registration/activation
required; available via mobile
or web only)Travel and Leisure Discounts (Available via mobile or web only)
Health Discount Savings: Enjoy savings on vision, prescriptions, and dental services. This is NOT insurance. (Registration/activation required.)
Fuel Savings:4 Save 5¢/gal on every fill-up at participating Shell stations with Extended SCAN TO Gold Status.
Free Visa debit card
Free eStatements
Overdraft protection available*
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Deposit checks using our free mobile app or Online Banking
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893
Federally insured up to $250,000 by the NCUA
Unlimited check writing
Requirements
$25 minimum opening deposit
$6 monthly service fee with eStatements and $7 monthly service fee without eStatements
For more details about the features provided, click here.
To compare Nimble Checking and Power Perks Checking, click here. Ver en español aquí.
* Overdraft Protection is optional. You must opt in to benefit from this free service.
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
2Credit score is a VantageScore 3.0 based on single credit bureau. Third parties may use a different type of credit score to assess your creditworthiness.
3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company
named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4Restrictions apply. See www.ClubChecking.com for details.
Everyone deserves access to safe and secure financial services. If you’ve been turned down for a checking account in the past due, this checking account is for you.
Features
Free Visa debit card.
24/7 access to your account with Online or Mobile banking, ATMs, your digital wallet, or our 24-Hour Telephone Teller.
Free online or mobile bill pay
Change your debit card PIN 24/7 by calling 800-290-7893.
Federally insured up to $250,000 by the NCUA.
Members are eligible to open a Share-Secured or Visa-Secured loan and link it to this account.
Requirements
$25 minimum opening deposit.
There is a $5 monthly service fee for the first six months (no waiver is available). After six months, members can waive the fee if they sign up for eStatements.
Eligible to convert to a Community or FREE Nimble Checking Account after nine months.1
Second Chance Checking members are not eligible to use the mobile check deposit feature in Online or Mobile banking.
Members must complete education to be eligible for a Second Chance Checking account. Talk to a Member Service Representative for details.
No courtesy fees will be waived on this account, including overdraft or NSF fees.
1 Must not have any returned checks, excessive overdrafts, or account closures.
We’ll Keep Your Money Close.
- 24/7 online banking & online bill pay
- Secure mobile app & mobile deposit
- Over 30,000 surcharge-free ATMs nationwide
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