Why Save With SCCCU?
- When you open a savings account and deposit $5 to the account, you buy one share of the Credit Union—and officially become a member-owner.
- You can save in any SCCCU Savings Account with an ITIN.
- Your money stays in your community, helping grow the local economy.
Save Easily in the Right Account
Begin your relationship with us by making a $5 minimum deposit into a Savings Account. By establishing your share in the Credit Union, you’re officially one of our member-owners, and can enjoy all the perks that come with membership.
Features
Gain immediate access to all SCCCU member benefits
Earn dividends on your entire savings balance
Access your money 24/7 with Online or Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Savings Account easily using eStatements
Get peace of mind knowing your money is federally insured up to $250,000 by the NCUA
Requirements
$5 minimum balance required to maintain membership at the Credit Union—gives you one share of the Credit Union
$5 deposit required to open a Savings Account
Open a Savings Account with an SSN or ITIN
Our Access Savings Account is a secure and easy way to begin saving if you don’t have an ITIN or SSN yet. And it allows you to access the benefits of membership right away.
Features
Gain limited access to SCCCU membership benefits
Access your funds 24/7 with Online Banking, Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Access Savings Account easily using eStatements
Get peace of mind knowing your money is federally insured up to at least $250,000 by the NCUA
Requirements
Can use Matricula Consular Card or a passport to open an Access Savings Account
$5 minimum balance required to maintain membership at the Credit Union—gives you one share of the Credit Union
$5 deposit required to open an Access Savings Account
Must show proof of a physical address within our field of membership to open an Access Savings Account
Whether saving for a dream vacation, a new gadget, or building up for a rainy day, FlexFund can help you make it happen.
Features
A high-yielding account where you earn depending on your balance. See current rates.
Easily access your cash when needed – up to six withdrawals per month.
Easily access your account 24/7 using Online and Mobile banking.
Low minimum balance requirement of $500 and no maintenance fees to help you save more.
Your account is insured for up to $250,000 by the NCUA.
Manage your Access Savings Account easily using eStatements.
Requirements
A minimum balance of $500 is required to open an account, and a daily minimum balance of $500 is required to earn dividends.
Six withdrawals per month are allowed on this account; after that, a $5 fee will be charge for each withdrawal.
ITINs welcome.
Enjoy easy access to your money while increasing your earnings with higher yields than a Savings Account.
Features
Earn more when you save with tiered rates
Automatically deposit money to your Money Market Account using ACH or Direct Deposit
Access your money 24/7 with Online or Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Money Market Account easily using eStatements
Get peace of mind knowing your money is federally insured to $250,000 by the NCUA
Requirements
$2,500 minimum opening deposit and minimum balance to earn dividends
Limit of three withdrawals per quarter – to help you save money
Open a Money Market Account with an SSN or ITIN
Save money automatically from an SCCCU Checking Account and get rewarded for doing so.
Features
Automatically deposit $100 or more from an SCCCU Checking Account to this account and earn a 1.50% bonus to the regular Savings Account rate.
You can withdraw money at any time, but we encourage you to save as much as you can.
Manage your money 24/7 through Online and Mobile Banking
Enjoy peace of mind knowing your money is secured up to $250,000 by the NCUA.
Requirements
If there is no automatic deposit of at least $100 established after 60 days, the account will close, and funds transferred to a regular Savings Account.
The automatic transfer of at least $100 must be done through an SCCCU Checking Account.
Save throughout the year to enjoy a low-stress holiday season, and earn more than you would in a Savings Account.
Features
Earn 1% more than you would in an SCCCU Savings Account.
Funds are automatically transferred to your SCCCU Savings or Checking Account on the closest Friday to November 15 each year. In 2025, the transfer date will be 11/14/2025.
Save automatically from your paycheck or any other savings or checking account (even from another financial institution).
Check your balance using Online or Mobile banking.
Enjoy peace of mind knowing your money is secured up to $250,000 by the NCUA.
Requirements
$10 minimum balance required.
ITINs accepted.
No withdrawals allowed.
If you must withdraw money, we will close the account, transfer the funds to your SCCCU Savings account, and charge a $20 early withdrawal fee.
Begin your relationship with us by making a $5 minimum deposit into a Savings Account. By establishing your share in the Credit Union, you’re officially one of our member-owners, and can enjoy all the perks that come with membership.
Features
Gain immediate access to all SCCCU member benefits
Earn dividends on your entire savings balance
Access your money 24/7 with Online or Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Savings Account easily using eStatements
Get peace of mind knowing your money is federally insured up to $250,000 by the NCUA
Requirements
$5 minimum balance required to maintain membership at the Credit Union—gives you one share of the Credit Union
$5 deposit required to open a Savings Account
Open a Savings Account with an SSN or ITIN
Our Access Savings Account is a secure and easy way to begin saving if you don’t have an ITIN or SSN yet. And it allows you to access the benefits of membership right away.
Features
Gain limited access to SCCCU membership benefits
Access your funds 24/7 with Online Banking, Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Access Savings Account easily using eStatements
Get peace of mind knowing your money is federally insured up to at least $250,000 by the NCUA
Requirements
Can use Matricula Consular Card or a passport to open an Access Savings Account
$5 minimum balance required to maintain membership at the Credit Union—gives you one share of the Credit Union
$5 deposit required to open an Access Savings Account
Must show proof of a physical address within our field of membership to open an Access Savings Account
Whether saving for a dream vacation, a new gadget, or building up for a rainy day, FlexFund can help you make it happen.
Features
A high-yielding account where you earn depending on your balance. See current rates.
Easily access your cash when needed – up to six withdrawals per month.
Easily access your account 24/7 using Online and Mobile banking.
Low minimum balance requirement of $500 and no maintenance fees to help you save more.
Your account is insured for up to $250,000 by the NCUA.
Manage your Access Savings Account easily using eStatements.
Requirements
A minimum balance of $500 is required to open an account, and a daily minimum balance of $500 is required to earn dividends.
Six withdrawals per month are allowed on this account; after that, a $5 fee will be charge for each withdrawal.
ITINs welcome.
Enjoy easy access to your money while increasing your earnings with higher yields than a Savings Account.
Features
Earn more when you save with tiered rates
Automatically deposit money to your Money Market Account using ACH or Direct Deposit
Access your money 24/7 with Online or Mobile Banking, ATMs, or our 24-Hour Telephone Teller
Manage your Money Market Account easily using eStatements
Get peace of mind knowing your money is federally insured to $250,000 by the NCUA
Requirements
$2,500 minimum opening deposit and minimum balance to earn dividends
Limit of three withdrawals per quarter – to help you save money
Open a Money Market Account with an SSN or ITIN
Save money automatically from an SCCCU Checking Account and get rewarded for doing so.
Features
Automatically deposit $100 or more from an SCCCU Checking Account to this account and earn a 1.50% bonus to the regular Savings Account rate.
You can withdraw money at any time, but we encourage you to save as much as you can.
Manage your money 24/7 through Online and Mobile Banking
Enjoy peace of mind knowing your money is secured up to $250,000 by the NCUA.
Requirements
If there is no automatic deposit of at least $100 established after 60 days, the account will close, and funds transferred to a regular Savings Account.
The automatic transfer of at least $100 must be done through an SCCCU Checking Account.
Save throughout the year to enjoy a low-stress holiday season, and earn more than you would in a Savings Account.
Features
Earn 1% more than you would in an SCCCU Savings Account.
Funds are automatically transferred to your SCCCU Savings or Checking Account on the closest Friday to November 15 each year. In 2025, the transfer date will be 11/14/2025.
Save automatically from your paycheck or any other savings or checking account (even from another financial institution).
Check your balance using Online or Mobile banking.
Enjoy peace of mind knowing your money is secured up to $250,000 by the NCUA.
Requirements
$10 minimum balance required.
ITINs accepted.
No withdrawals allowed.
If you must withdraw money, we will close the account, transfer the funds to your SCCCU Savings account, and charge a $20 early withdrawal fee.
It’s Easy to Watch Your Money Grow.
- 24/7 convenience with Online or Mobile Banking
- Ability to set up automatic deposits
- Free eStatements
More for Your Life.
Checking Accounts
Get anytime, secure access to your money wherever life takes you.
Retirement Accounts
Start building the retirement you want with one of our Individual Retirement Accounts (IRAs).
LIFT Loans
Apply for our low-cost payday loan alternative, LIFT, for the short-term cash you need now.