Personal Loan Rates

All loans subject to credit approval and collateral approval.

* Loan to Value, 100% Certificate (frozen), 100% Savings (frozen).

** Annual Percentage Rate (APR) is .25% higher without Automatic Payment from a SCCCU account.

*Proceeds of loan must be paid directly to other creditors. All loans subject to credit approval.

First Deed Trust - Click on the link to "Apply Now" then select the button "Check Rates" for a Customer Rate Quote.

**Annual Percentage Rate (APR) is .25% higher without Automatic Payment from an SCCCU account.

Up to 110% financing of Manufacturer's Suggested Retail Price (MSPR) or Retail Kelly Blue Book (RKBB) including applicable sales taxes, insurance and any other associated loan products.

*Vehicles older than 10 model years or more than 100,000 miles are subject to Credit Union approval and rate may be higher.

**84 month term is available on loans of $25,000 or more. 72 month term is available on loans of $15,000 or more.

Monthly Payment example for a loan of $10,000 at a rate of 2.49% your payment will be $219.10 for 4 years.

Motorcycles - Add 1.00% to the corresponding auto loan rates above. All loans subject to credit approval and collateral approval.

Annual Percentage Rate (APR) is .25% higher without Automatic Payment from a SCCCU account.

Up to 100% financing on new model years. Up to 90% financing on models that are 2 years or newer. Up to 80% financing on models that are 4 years or newer. Loans up to 120 months with minimum financing of $40,000. Max loan amount is $80,000. Must use NADA retail value.

*All loans subject to credit approval and collateral approval.

**Annual Percentage Rate(APR) is .25% higher without Automatic Payment from a SCCCU account.

Max Loan of $5,000. *Proceeds paid directly to merchant. All loans subject to credit approval and collateral.

* Loan to Value (LTV) Single Wide add 0.50% to rate.

*** Owner Occupied only. Must be sited in an approved Mobile Home Park. 20 Years old or newer. For single-wide mobile homes, add .50% APR. Annual Percentage Rate (APR) is .25% higher without Automatic Payment from an SCCCU account. 

100% financing for installation of solar energy for your home or investment property.

All loans subject to credit approval and collateral approval. Property lien required for amounts greater than $15,000 and some recording fees apply. See Credit Union for more details.

** LTV = Loan to value