A safer investment. A better savings account.
Call 'em what you will, Share Certificates are just plain smart. Enjoy significant dividend returns with zero risk. That's because the rates are locked and Share Certificates retain full federal insurance.
As if that wasn't perfect already, SCCCU provides innovations to make the most of Share Certificates, including a bump-up option, liquid certificates, and our community building Partnership Certificate.
At SCCCU, we make it easy to invest in yourself and invest in your community at the same time.
Our one-of-kind Partnership Certificate allows you to generate charity donations without money out of your pocket.
Open a standard share certificate with our Partnership Certificate and you'll receive a 0.25% increase on both. You may also be eligible to receive a tax deduction on the amount of donated earnings.*
By opening a Partnership Certificate you are completing a circle of community building that impacts everyone.
Your entire balance supports our community investing work and your interest earnings directly help your designated nonprofit achieve its mission.
Santa Cruz Community Credit Union finances local micro-enterprises and small businesses. We also finance nonprofits and child care centers, organizations that offer critical facilities that our community depends upon.
You can select the nonprofit you would like the Partnership Certificate earnings to be donated to. You can select from our current member nonprofits, including Santa Cruz Community Ventures. If you have a nonprofit dear to your heart that is not on the list, you can request they become members.