Member Notice - A system maintenance upgrade will take place beginning at 10pm Saturday, 12/15. Online Banking and Mobile Banking will be down. Normal operation will resume by 1am on Sunday. No impact to ATMs. Thank you for your patience and understanding.

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Community Checking

This checking account covers all the essentials while providing worldwide 24/7 access and unlimited check writing.

Community Checking Details

What you need to know about Community Checking at SCCCU.

Features

  • No minimum balance
  • Unlimited check writing
  • Unlimited Debit card use at SCCCU ATMs and CO-OP ATMs worldwide
  • For card related services after business hours, please call 1-888-526-0404
  • Online Home Banking
  • Online Bill Pay
  • Online or Paper Statements
  • Overdraft Services
  • Low-rate Community Visa or Share-Secured Visa available for qualified members
  • Portion of fees donated quarterly to Santa Cruz Community Ventures*

*Donation amount will be determined quarterly based on SCCCU management internal evaluations.

Requirements

$7.00 monthly service fee with eStatements and $8.00 monthly service fee without eStatements. These fees can be waived with:

  • Maintaining an aggregate loan balance of $5,000 or more
  • Conducting 15 or more debit card (signature-based) transaction per month
  • Having an aggregate total of $500 or more in direct deposit received into your credit union account each month
  • Donating $100 or more to Santa Cruz Community Ventures. Fee waiver is 12 months for each $100 donation provided