AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.


NEW TEMPORARY BRANCH HOURS - 11AM–5PM starting Tuesday, March 31st.  
If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

Please know that 24/7 convenient access is available to your accounts: ATMs, mobile phone, internet banking and bill pay options.

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Community Checking

This checking account covers all the essentials while providing worldwide 24/7 access and unlimited check writing.

Community Checking Details

What you need to know about Community Checking at SCCCU.


  • No minimum balance
  • Unlimited check writing
  • Unlimited Debit card use at SCCCU ATMs and CO-OP ATMs worldwide
  • For card related services after business hours, please call 1-888-526-0404
  • Online Home Banking
  • Online Bill Pay
  • Online or Paper Statements
  • Overdraft Services
  • Low-rate Community Visa or Share-Secured Visa available for qualified members



$7.00 monthly service fee with eStatements and $8.00 monthly service fee without eStatements. These fees can be waived with:

  • Maintaining an aggregate loan balance of $5,000 or more
  • Conducting 15 or more debit card (signature-based) transaction per month
  • Having an aggregate total of $500 or more in direct deposit received into your credit union account each month