Service Update - Due to testing of our main server, we will be down on Saturday, July 11, starting at 9 p.m. (PST) and ending no later than Sunday, July 12, at 9 a.m. (PST). Online, mobile and phone banking will be unavailable; however, you may conduct transactions at our ATMs. We appreciate your patience during this time.
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Community Checking

This checking account covers all the essentials while providing worldwide 24/7 access and unlimited check writing.

Community Checking Details

What you need to know about Community Checking at SCCCU.


  • No minimum balance
  • Unlimited check writing
  • Unlimited Debit card use at SCCCU ATMs and CO-OP ATMs worldwide
  • For card related services after business hours, please call 1-888-526-0404
  • Online Home Banking
  • Online Bill Pay
  • Online or Paper Statements
  • Overdraft Services
  • Low-rate Community Visa or Share-Secured Visa available for qualified members



$7.00 monthly service fee with eStatements and $8.00 monthly service fee without eStatements. These fees can be waived with:

  • Maintaining an aggregate loan balance of $5,000 or more
  • Conducting 15 or more debit card (signature-based) transaction per month
  • Having an aggregate total of $500 or more in direct deposit received into your credit union account each month