HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 

Deferred Action Financial Program

Get a low-rate loan and take up to 12 months to repay it.

SCCCU’s Deferred Action Financial Program is designed to help you participate in the Deferred Action for Childhood Arrivals (DACA) Program quickly and easily. And it’s also a great way to build credit for your future.

  • A low fixed rate of 8% APR*
  • Up to 12 months to repay your loan
  • Check made payable to USCI (United States Citizenship and Immigration Services)

* APR = Annual Percentage Rate. Maximum loan amount is $495. Monthly payment example: 12 payments of $43.05 at a rate of 8%, and total interest paid over the 12-month loan term is $21.60. To apply for the Deferred Action Finance Program, you must show proof of a physical address, photo ID (Passport, Matricula Consular, Student ID, Driver’s License), and proof of income (or way to pay back the debt). Additionally, you must provide alternative contact information (if you move) or two references we may call if we cannot reach you. Youth under the age of 18 may apply for a loan with the help of their parents.


Need help with your DACA application?

Call the Community Action Board’s Immigration Project at 831-724-5667.