Our ATM located 1101 Fair Avenue in Santa Cruz is dispensing cash only
Deposits are unavailable at this time. We are working to resolve the issue and apologize for the inconvenience.

CORONAVIRUS UPDATE                EMERGENCY LOAN APPLICATION (Select "Unsecured Personal Loan")

If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

solar panels

Get Green Loans

Our Get Green Loan program is available for solar PV and solar thermal installation, high efficiency AC & heat, rainwater collection systems, clean cars, energy efficient roofs, and more. If it helps increase energy efficiency, come see us. We'll help you get there.

Look to us to help with the process. We make it even easier with low-rate financing solutions on equipment and service to achieve greater energy efficiency.

Green Loan Details

All residents of Santa Cruz County and northern Monterey County may apply for a loan from Santa Cruz Community Credit Union.


  • Low rates and flexible terms
  • Local decision-making
  • No prepayment penalties
  • Personal service at every step

*Based on 75% loan-to-value ratio (LTV).

Loan Types

  • Solar Power Loans with 100% financing available up to $100,000*
  • Clean Car Loans with 0.25% rate reduction**
  • Energy Efficiency Loans up to $10,000 to purchase appliances, replace windows or lighting, improve landscaping or irrigation, improve home insulation, and much more

**Visit driveclean.ca.gov to find qualifying vehicle