HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 
solar panels

Get Green Loans

Our Get Green Loan program is available for solar PV and solar thermal installation, high efficiency AC & heat, rainwater collection systems, clean cars, energy efficient roofs, and more. If it helps increase energy efficiency, come see us. We'll help you get there.

Look to us to help with the process. We make it even easier with low-rate financing solutions on equipment and service to achieve greater energy efficiency.

Related Information

Green Loan Details

All residents of Santa Cruz County and northern Monterey County may apply for a loan from Santa Cruz Community Credit Union.


  • Low rates and flexible terms
  • Local decision-making
  • No prepayment penalties
  • Personal service at every step

*Based on 75% loan-to-value ratio (LTV).

Loan Types

  • Solar Power Loans with 100% financing available up to $100,000*
  • Clean Car Loans with 0.25% rate reduction**
  • Energy Efficiency Loans up to $10,000 to purchase appliances, replace windows or lighting, improve landscaping or irrigation, improve home insulation, and much more

**Visit to find qualifying vehicle