System Upgrade - We are conducting an upgrade to our system from Saturday, May 15, at  9 p.m., until Sunday, May 16, at approximately 4 a.m. During this time, Online Banking, Mobile Banking, and our 24/7 Telephone Teller will be unavailable; however, you can use our ATMs to conduct your business. We apologize for any inconvenience this may cause.
solar panels

Get Green Loans

Our Get Green Loan program is available for solar PV and solar thermal installation, high efficiency AC & heat, rainwater collection systems, clean cars, energy efficient roofs, and more. If it helps increase energy efficiency, come see us. We'll help you get there.

Look to us to help with the process. We make it even easier with low-rate financing solutions on equipment and service to achieve greater energy efficiency.

Green Loan Details

All residents of Santa Cruz County and northern Monterey County may apply for a loan from Santa Cruz Community Credit Union.


  • Low rates and flexible terms
  • Local decision-making
  • No prepayment penalties
  • Personal service at every step

*Based on 75% loan-to-value ratio (LTV).

Loan Types

  • Solar Power Loans with 100% financing available up to $100,000*
  • Clean Car Loans with 0.25% rate reduction**
  • Energy Efficiency Loans up to $10,000 to purchase appliances, replace windows or lighting, improve landscaping or irrigation, improve home insulation, and much more

**Visit to find qualifying vehicle