Our ATM located 1101 Fair Avenue in Santa Cruz is dispensing cash only
Deposits are unavailable at this time. We are working to resolve the issue and apologize for the inconvenience.

CORONAVIRUS UPDATE                EMERGENCY LOAN APPLICATION (Select "Unsecured Personal Loan")

If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708


Home Loans

Whether you're a first-time homebuyer or looking to save money by refinancing, SCCCU can help ease the home loan process. With our great rates and online tools, it's easier to find a loan that fits your needs. If you'd like help narrowing down the choices, our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you. We look forward to hearing from you.

Santa Cruz Community Credit Union is registered with the Nationwide Mortgage Lending System (NMLS).

Santa Cruz Community Credit Union ID #418539

Contact the Residential Loan department if you wish to apply for a home loan.

Home Loan Details

What you need to know about opening a Home Loan at SCCCU.


  • Competitive rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Specialized mortgage products