HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 

Home Loans

Whether you're a first-time homebuyer or looking to save money by refinancing, SCCCU can help ease the home loan process. With our great rates and online tools, it's easier to find a loan that fits your needs. If you'd like help narrowing down the choices, our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you. We look forward to hearing from you.

Santa Cruz Community Credit Union is registered with the Nationwide Mortgage Lending System (NMLS).

Santa Cruz Community Credit Union ID #418539

Contact the Residential Loan department if you wish to apply for a home loan.


CALL US AT 831-425-7708 (OPTION #5).

Home Loan Details

What you need to know about opening a Home Loan at SCCCU.


  • Competitive rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Specialized mortgage products