Member Notice - Online and Mobile Banking System upgrades are scheduled to start at 8:30pm Saturday, 2/22 and continue until 3:00am, Sunday 2/23 which may impact the availability of these programs. Thank you for your patience as we continue to improve these member service options!
AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.

Home Loans

Whether you're a first-time homebuyer or looking to save money by refinancing, SCCCU can help ease the home loan process. With our great rates and online tools, it's easier to find a loan that fits your needs. If you'd like help narrowing down the choices, our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you. We look forward to hearing from you.

Santa Cruz Community Credit Union is registered with the Nationwide Mortgage Lending System (NMLS).

Santa Cruz Community Credit Union ID #418539

Contact the Residential Loan department if you wish to apply for a home loan.

Home Loan Details

What you need to know about opening a Home Loan at SCCCU.


  • Competitive rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Specialized mortgage products