HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 
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Commercial Real Estate

Our mission at SCCCU is "building community." That becomes quite literal in our commercial real estate loans. We can tailor a strategy to your needs whether you're improving existing facilities or building from the ground up.

We take the time to understand your unique situation, but move fast once the process is in motion. All decisions are local, ensuring an efficient experience through the life of your loan.

Commercial Real Estate Loan Details

What you need to know when opening a Commercial Real Estate Loan at SCCCU.


  • Competitive fixed rates
  • Local decision-making
  • Customized personal service
  • Refinancing available

Available Loans

  • Purchase loans
  • Rental income properties
  • Business acquisition loans
  • Expansion loans

All businesses of Santa Cruz County and northern Monterey County may apply for a business loan from Santa Cruz Community Credit Union.