Our ATM located 1101 Fair Avenue in Santa Cruz is dispensing cash only
Deposits are unavailable at this time. We are working to resolve the issue and apologize for the inconvenience.

CORONAVIRUS UPDATE                EMERGENCY LOAN APPLICATION (Select "Unsecured Personal Loan")

SCCCU Branches OPEN MONDAY–FRIDAY, 11AM–5PM.
If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

small town

Startup Business Loan

Often the hardest part of businesses is just getting off the ground. SCCCU is a nonprofit institution specializing in providing loans to businesses and entrepreneurs who might not qualify from mainstream lenders.

Come talk to our loan professionals even if you're just curious what options are out there. There's no pressure and no obligation. We'll take the time to educate you on your options and assist you through every step.

Startup Business Loan Details

What you need to know when opening a Startup Business Loan at SCCCU.

Features

  • Low rates
  • Local decisions and servicing
  • You work directly with the decision-maker
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Automatic transfer payments available

Available Loans

  • Startup loans available for wide range of business ideas
  • Secured and unsecured loans available

All entrepreneurs of Santa Cruz County and northern Monterey County may apply for a startup business loan from Santa Cruz Community Credit Union.