IMPORTANT - We will be conducting year-end maintenance to our system from Saturday, December 11 at 9 p.m. through Sunday, December 12 at 2 a.m. As a result, Online Banking, Mobile Banking and our 24-Hour Telephone Teller will not be available during that time; however, you can still access your accounts using an SCCCU or CO-OP ATM. We apologize for any inconvenience this may cause. 
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Startup Business Loan

Often the hardest part of businesses is just getting off the ground. SCCCU is a nonprofit institution specializing in providing loans to businesses and entrepreneurs who might not qualify from mainstream lenders.

Come talk to our loan professionals even if you're just curious what options are out there. There's no pressure and no obligation. We'll take the time to educate you on your options and assist you through every step.

Startup Business Loan Details

What you need to know when opening a Startup Business Loan at SCCCU.

Features

  • Low rates
  • Local decisions and servicing
  • You work directly with the decision-maker
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Automatic transfer payments available

Available Loans

  • Startup loans available for wide range of business ideas
  • Secured and unsecured loans available

All entrepreneurs of Santa Cruz County and northern Monterey County may apply for a startup business loan from Santa Cruz Community Credit Union.