HOLIDAY HOURS - Our branches will be closed on Monday, 1/17, in observance of Martin Luther King, Jr.'s Birthday. You may use Online or Mobile Banking, our 24-Hour Telephone Teller, or any SCCCU or CO-OP ATM (free of charge) to conduct most of your Credit Union business. 
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Business Term Loans

Take advantage of opportunities when they arise - funds to finance business needs, inventory, or to purchase or refinance equipment or a vehicle for your company. We’ll put our experience in business lending to work for you with a quick approval process to keep things running smoothly. 

Business Term Loans 

What You Need to Know


  • Low rates
  • Local decision-making
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Available for a wide range of needs
  • Automatic transfer payments available


  • SCCCU Membership

All businesses of Santa Cruz County and northern Monterey County may apply for a business loan from Santa Cruz Community Credit Union.