Service Update - Due to testing of our main server, we will be down on Saturday, July 11, starting at 9 p.m. (PST) and ending no later than Sunday, July 12, at 9 a.m. (PST). Online, mobile and phone banking will be unavailable; however, you may conduct transactions at our ATMs. We appreciate your patience during this time.
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Share Certificates

If you could increase your sales by 7x without really doing anything, well...we think it's a safe bet you would. That's what makes Share Certificates the safest best of any in the financial world.

Returns are up to seven times our regular savings. There is zero risk because rates are locked and funds are federally insured. We offer bump-up and liquid Share Certificate options that allow you to capitalize even more.

Share Certificate Details

What you need to know when opening a Share Certificate at SCCCU.

Features

  • Dividends up to 7x greater than regular savings
  • Fixed rates for guaranteed returns
  • Terms from 3 months to 5 years
  • One-time bump option available to capitalize when rates go up
  • Liquid certificate option allows deposits/withdrawals
  • Federally insured to $250,000 by NCUA

Requirements

  • Penalty on dividend earnings for early withdrawal
  • $1,000 minimum deposit to open