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Get Green Loans

If it helps increase energy efficiency, we’ve got loans to help.

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Here’s to a Brighter Future.

We offer low-cost financing for a wide range of energy-efficient projects that can help lower your energy bills, add value to your home, and do good for our planet.

Why Borrow With SCCCU?

  • It’s easy to apply online, in person, or over the phone.
  • We’re a local lender with a deep commitment to sustainability.
  • All residents of Santa Cruz County and northern Monterey County can apply using an SSN or ITIN.
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Get Green Loans.

Our flexible green loans make it simpler and more affordable to make energy-efficient home upgrades.

Uses

  • High-efficiency AC and heating systems

  • Appliances, lighting, and replacement windows

  • Rainwater collection systems, landscaping, and irrigation

  • Energy-efficient roofs

  • Improved home insulation, and more

Features

  • Loans up to $10,000

  • Terms up to 60 months

  • Competitive low rates

  • No prepayment penalties

  • Can apply with an SSN or ITIN

Get the most out of your solar investment with a low-rate solar loan to cover the cost of equipment, installation, service, and related expenses.

Uses

  • Solar photovoltaic (PV) system installation

  • Solar thermal system installation

Features

  • 100% financing available up to $100,000*

  • Low rates and flexible terms

  • Local decision-making

  • No prepayment penalties

  • Apply using your SSN or ITIN

Rates & Details

*Based on 75% loan-to-value ratio (LTV).

Our flexible green loans make it simpler and more affordable to make energy-efficient home upgrades.

Uses

  • High-efficiency AC and heating systems

  • Appliances, lighting, and replacement windows

  • Rainwater collection systems, landscaping, and irrigation

  • Energy-efficient roofs

  • Improved home insulation, and more

Features

  • Loans up to $10,000

  • Terms up to 60 months

  • Competitive low rates

  • No prepayment penalties

  • Can apply with an SSN or ITIN

Get the most out of your solar investment with a low-rate solar loan to cover the cost of equipment, installation, service, and related expenses.

Uses

  • Solar photovoltaic (PV) system installation

  • Solar thermal system installation

Features

  • 100% financing available up to $100,000*

  • Low rates and flexible terms

  • Local decision-making

  • No prepayment penalties

  • Apply using your SSN or ITIN

Rates & Details

*Based on 75% loan-to-value ratio (LTV).

Apply Right Now.

Get started with our quick and secure online application. Or, give us a call or stop by a branch to apply.

 

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Financial Knowledge Center

Financial questions? We’re here for you, with resources in both English and Spanish.

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