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Our Why

Our WHY, our reason for existence, is YOU, our members — and we take you and our mission to serve very seriously.

This Is Much Bigger Than Banking.

We’re a not-for-profit financial cooperative that’s been serving our community since 1977. Inspired by our mission and vision, we’re certified as a Community Development Financial Institution (CDFI), low-income credit union, and Juntos Avanzamos credit union, which means our purpose is to provide inclusive, affordable, and accessible financial services that make a difference in our members and our community.

Santa Cruz Community Credit Union is a not-for-profit financial cooperative that promotes economic justice. We are local, independent, and member-owned.

Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity and have resources to make effective financial decisions for themselves, their families, and their communities.

  • We believe in economic justice for our community, where everyone has the opportunity to achieve their financial, personal, and business goals.
  • We believe in playing by the rules and delivering services with honesty and integrity, and we expect the same from our members.
  • We are a financial cooperative that believes that our members as owners have a shared responsibility for the sustainable success of the Credit Union.
  • We believe that we succeed when our members succeed.

In Focus – SCCCU Blog

The Most Essential Questions to Ask a Financial Planner Before Hiring Them

The Most Essential Questions to Ask a Financial Planner Before Hiring Them

August 29, 2023
So, you’ve decided to hire a financial advisor. First of all, congrats!  We know that people who ...
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Financial Planners vs. Financial Coaches: What’s The Difference?

Financial Planners vs. Financial Coaches: What’s The Difference?

August 29, 2023
While many of us could use some help when it comes to money, not everyone knows where to look for a ...
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How to Find a Financial Planner (And Know Which One is Right For You)

How to Find a Financial Planner (And Know Which One is Right For You)

August 29, 2023
Unless you already work in finance — and even if you do — you probably have some questions about...
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