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Our Why

Our WHY, our reason for existence, is YOU, our members — and we take you and our mission to serve very seriously.

This Is Much Bigger Than Banking.

We’re a not-for-profit financial cooperative that’s been serving our community since 1977. Inspired by our mission and vision, we’re certified as a Community Development Financial Institution (CDFI), low-income credit union, and Juntos Avanzamos credit union, which means our purpose is to provide inclusive, affordable, and accessible financial services that make a difference in our members and our community.

Santa Cruz Community Credit Union is a not-for-profit financial cooperative that promotes economic justice. We are local, independent, and member-owned.

Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity and have resources to make effective financial decisions for themselves, their families, and their communities.

  • We believe in economic justice for our community, where everyone has the opportunity to achieve their financial, personal, and business goals.
  • We believe in playing by the rules and delivering services with honesty and integrity, and we expect the same from our members.
  • We are a financial cooperative that believes that our members as owners have a shared responsibility for the sustainable success of the Credit Union.
  • We believe that we succeed when our members succeed.

In Focus – SCCCU Blog

Can You Really “Vacation” When You Own a Business?

Can You Really “Vacation” When You Own a Business?

July 8, 2022
When was the last time you took a real vacation? You know, the one where you completely unplug from ...
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How One Member Turned Passion into a Dream

How One Member Turned Passion into a Dream

June 22, 2022
Many years ago, Burgundi Thure thought she would have a career as a fashion designer. But that quick...
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Affordable Housing and its Impact on a Community: Dispelling the Myths

Affordable Housing and its Impact on a Community: Dispelling the Myths

June 10, 2022
Our members already know that affordable housing is generally a myth in Santa Cruz County. But, let...
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