GOOD VIBES. GREAT RATE.
Personal Loans as low as 8.74% APR with automatic payment.
Plus, earn a chance to win a $100 statement credit! Offer ends 8/31/2026.
Drive Now. Pay Later.
Hit the road now and enjoy extra breathing room with no payments for up to 90 days and rates as low as 4.24% APR.
PLUS, extra savings with Power Perks Checking.
Join us for a special branch celebration!
Enjoy a special treat when you open a Power Perks Checking account at your branch on any of the following days:
- Soquel Branch – July 21
- Santa Cruz Branch – July 22
- Watsonville Branch – July 23
Power Perks Checking
You’ll add real value to everyday spending. And if you open your account before 7/31/2026, you’ll earn a chance to win free checking for year!
Here, You’re Empowered.
We believe you should be in charge of your financial future.
And we give you the resources you need.
Accessible
Count on 24/7 online tools, thousands of surcharge-free ATMs, and local branches with bilingual team members.
Affordable
It’s about your money, not ours. Get accounts and loans with lower fees, better rates, and less hassle.
Connected
Our members have a voice in their future. Joining is easy, and membership is for life.
We Believe in Opportunity.
For everyone. No exceptions. As a
not-for-profit financial cooperative, we offer affordable financial products and services for all to enjoy.
News & Insights from Our Blog
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Think Before You Click: How to Spot a Phishing Scam
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Fraud Alert: What You Need to Know
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