

Make your SCCCU loan payments quickly and easily online.


I’m an SCCCU Online Banking user.
To make a one-time or recurring payment to your SCCCU loan from another financial institution, log into Online Banking. Once logged in, navigate to Payments in the menu and select Express Pay.


I’m a first-time Online Banking user.
Please register if you have loans at SCCCU and have not enrolled in Online Banking. Access Express Pay from Payments in the menu.


Make payments without Online Banking.
If you choose not to use our Online Banking service, register for Express Pay using a separate login. You can make one-time payments to all SCCCU loans, except for Real Estate, Solar, and Business Loans, using an account at another financial institution.
Express Pay FAQ
Log into Online Banking, or enroll directly to access the Express Pay portal.
- Enroll in Online Banking here.
- Enroll directly to the Express Pay portal here. (IMPORTANT: Using this link, you will not be enrolled in Online Banking at SCCCU.)
You can find your account number on your monthly statement. If you cannot find it, please call us at 831-425-7708 for assistance.
Anyone who is a borrower on the loan and registers through the Express Pay portal can pay at any time.
You can use a savings account, checking account, or debit card to make payments. Please note that you cannot use Express Pay to make loan payments to any SCCCU Real Estate, Solar, or Business Loan.
You can set up one-time or recurring payments through the Express Pay portal.
You can make payments on all your SCCCU loans and Visa cards using the Express Pay portal.
Payments made before 6 p.m. Monday through Friday will be posted on that business day. Payments made after 6 p.m. Monday through Friday or over the weekend will be credited the following business day. The payment will be credited the next business day if Monday is a holiday.
To schedule recurring transfers to your SCCCU loan from any SCCCU account, select Funds Transfer from the menu. Choose the appropriate amount, frequency, start date, and repeat duration. Once scheduled, you can manage this payment within the Online Activity menu.
We recommend using the Express Pay portal as it is an easy, self-service option to manage your payments. However, you can call us at 831-425-7708 to set up recurring monthly payments using ACH. Please be prepared with your checking or savings account number and routing number from your financial institution so we can expedite your set-up.
Yes. Members can still call us or visit any branch to make payments.