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Power Perks Checking

24/7 access to your account with Online or Mobile Banking, an ATM, your Digital Wallet, or our 24-Hour Telephone Teller.

Features:

• Free Visa Debit Card
• Free eStatements
• Free online or mobile bill pay
• Nationwide access to 30,000+ surcharge-free CO-OP Network ATMs
• Federally insured up to $250,000 by the NCUA
• Unlimited check writing

Plus, you’ll get the following benefits at no additional cost:

IDProtect®

  • Identity theft monitoring and resolution service1 for you
  • Includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage2 and Resolution Service

Debit Advantage®

  • Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft
  • Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years
  • Item(s) must be purchased entirely with this account for coverage

Cell Phone Protection2

  • Covers up to four phones listed on the cell phone bill
  • Covers damage or theft
  • Up to two claims per twelve month period
  • Up to $600 per claim
  • $50 deductible per claim
  • Cell phone bill must be paid using eligible account

Fuel Savings3

  • Join the Fuel Rewards® program and get instant savings at participating Shell stations nationwide.
  • Save even more when you link a debit or credit card to your Fuel Rewards® account to earn discounts on fill-ups from everyday purchases.
  • See your savings instantly at the pump, and keep track of everything with the Fuel Rewards® app.

Roadside Assistance Service2

  • ​24-hour coverage for roadside assistance services, including vehicle towing, fuel/oil/ fluid/water delivery, and battery/lock-out/ tire assistance up to $100 per occurrence
  • Maximum of two occurrences per twelve month period

Accidental Death & Dismemberment Insurance2

(Coverage divides equally among joint account owners and reduces by 50% at age 70.)

  • Up to $10,000 AD&D coverage

Travel and Leisure Discounts

(available via mobile or web only)

  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon and more

$hopping RewardsTM

(registration/activation required; available via mobile or web only)

  • ​Access to exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • Cash back can be held in your $hopping Rewards account to use towards future purchases – or conveniently sent to you as a check

Health Discount Savings

(registration/activation required)

  • Vision – exams, glasses, contact lenses,
  • Prescriptions
  • Dental
  • This is NOT insurance.

All for a $7.00 monthly service fee or a $6.00 monthly service fee if enrolled in eStatements.

1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Restrictions apply. See www.ClubChecking.com for details.

IDProtect®1

IDProtect®1 helps to better protect you and your joint account holders for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Santa Cruz Community Credit Union.

Fully Managed Recovery: Comprehensive Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.

Identity Theft Expense Reimbursement: Up to $10,0002 to cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records. (Refer to Guide to Benefit for complete details of coverage.)

Credit File Monitoring: Daily credit file monitoring and automated alerts of key changes to your credit report.
(registration/activation required)

Credit Report and Score3: Access to credit report and credit scores. (registration/activation required)

Credit Score Tracker: Receive valuable insight into your credit score.3,4 (registration/activation required)

Identity Monitoring: Monitoring of more than 1,000 databases and public records to identity suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (registration/ activation required)

Debit and Credit Card Registration: Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)

1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer
to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in
the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.