Power Perks Checking FAQ
$6/month with eStatements and $7/month with printed statements.
No. However, if you do not want to be charged a monthly fee, we do offer a fee-free Nimble Checking account, which now offers up to 10 checks free each month. We do encourage you to try out your Power Perks Checking account for a few months to see the excellent value it can bring into your everyday life.
Yes! You have unlimited check-writing available on this account.
No. You can have printed or eStatements for this account; however, if you choose eStatements, you’ll pay $1 less each month. If you move to Nimble Checking, eStatements are required.
No. Your Community Checking account will automatically be converted to a Power Perks Checking account. The account transition is seamless, and all account information remains the same. You will experience no change to your account numbers, debit cards, direct deposit/withdrawal arrangements, or mobile and online access.
The following are the amazing new perks available on this account for only $6-$7 per month:
- Cell Phone Protection1: Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and a maximum of $1,000 per 12 month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account.)
- Roadside Assistance Service1: 24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lockout/tire assistance up to $100 per occurrence. Maximum of two occurrences per 12-month period.
- Debit Advantage® Buyers Protection1: Covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty1 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)
- Accidental Death & Dismemberment Insurance1: Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
- IDProtect® Identity Theft Monitoring and Resolution Service2: Can help better protect your identity. The following is included:
Identity Theft Expense Reimbursement Coverage1: Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
Comprehensive Identity Theft Resolution Services: Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
Debit and Credit Card Registration: Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
Credit File Monitoring: Daily credit file monitoring and automated alerts of key changes to your credit report. (registration/activation required)
Credit Report and Score3: Access to credit report and credit scores. (registration/activation required)
Credit Score Tracker: Receive valuable insight into your credit score3,4.
Identity Monitoring: Monitoring of over 1,000 databases. (registration/activation required) - Health Discount Savings: Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (registration/activation required)
- Travel and Leisure Discounts: Money-saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from a mobile device. (available via mobile or web only)
- $hopping Rewards™: Receiving $hopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back can be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it’s that easy! (registration/activation required; available via mobile or web only)
- Fuel Savings5: Register for the Fuel Rewards® program and save 5¢/gal on every fill-up at participating Shell stations with Extended Gold Status.
1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
2 Benefits are available to personal Power Perks Checking owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
3 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
5 Restrictions apply. See www.ClubChecking.com for details.
Go to www.ClubChecking.com or download the Club Checking mobile app after April 3, 2025. Using Access Code CA454612, simply follow the step-by-step instructions to register and activate benefits. Once you are registered, continue to access your benefits online at www.ClubChecking.com or with the Club Checking mobile app! Call 1-866-210-0361 for questions related to any of the benefits, or for assistance with registration and activation.