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Financial Relief When You Need It Most

Emergency Loans up to $5,000 at 5% APR* for Members Impacted by the Government Shutdown or Other Crises

When times are tough, you shouldn’t have to face financial stress alone. Whether you’re missing a paycheck because of the government shutdown or facing another emergency, we’re here to help.

Our Emergency Loan Program offers quick, affordable relief—because we believe neighbors look out for each other.

What You Need to Know

With an Emergency Loan, you can take care of urgent expenses like rent, utilities, or groceries without high fees or predatory rates.

  • Up to $5,000 available
  • 5% APR* (regardless of credit score) for up to 12 months
  • No loan fees
  • First payment may be deferred up to 60 days after funding**

You must provide proof of impact from the emergency (such as a furlough notice or documentation of lost income) to be eligible for this loan.

Apply for Help Now

Apply Now for Emergency Relief

Quick approvals. Local decisions. Real support when you need it.

*APR = Annual Percentage Rate. The maximum loan amount is $5,000 for up to 12 months. No or low credit is okay.

**Your first payment may be deferred up to 60 days after funding; however, interest will accrue during this period.