Empowering You
We know that some people face obstacles when trying to access important financial services. We’re here to help remove those barriers.
Just Getting Started? Need a Fresh Start?
As a not-for-profit financial cooperative, we’re working to create greater financial inclusion in our community.
How? With certifications as a Community Development Financial Institution (CDFI), low-income credit union, and Juntos Avanzamos credit union, we make it easier to access the financial resources you need, even if you’ve had issues with money or credit in the past.
Your Future Starts Here.
Get a safe and secure place to build your savings. And you can open this account using your Matricula Consular card or passport. With a $5 minimum deposit, you purchase a share in the Credit Union with membership benefits for a lifetime.
If you’ve been turned down for a checking account elsewhere, we can help. Plus, you can open your account with an ITIN.
Get a safe and secure place to build your savings. And you can open this account using your Matricula Consular card or passport. With a $5 minimum deposit, you purchase a share in the Credit Union with membership benefits for a lifetime.
If you’ve been turned down for a checking account elsewhere, we can help. Plus, you can open your account with an ITIN.
Borrow & Build Credit.
This simple payday loan alternative can provide the funds you need, without the excessive costs. Low credit is okay, and you can apply with an ITIN.
Build or repair your credit with this low-rate loan that’s secured by funds in your SCCCU Savings Account or Share Certificate.
Our Deferred Action for Childhood Arrivals (DACA) program can provide a low-rate loan to help you participate in the DACA program, and it can also help you build credit.
This simple payday loan alternative can provide the funds you need, without the excessive costs. Low credit is okay, and you can apply with an ITIN.
Build or repair your credit with this low-rate loan that’s secured by funds in your SCCCU Savings Account or Share Certificate.
Our Deferred Action for Childhood Arrivals (DACA) program can provide a low-rate loan to help you participate in the DACA program, and it can also help you build credit.
Need Help at Tax Time?
We’ve teamed up with Project SCOUT to offer the Volunteer Income Tax Assistance (VITA) program in Santa Cruz County.
These free tax preparation services are available to:
- Anyone over the age of 60
- Those with a disability
- Low-income families and individuals
Tools to Succeed.
If you’re just starting out, or have had credit issues in the past, the process of building or rebuilding your credit may feel overwhelming and confusing. Start by getting a free credit report annually. Then get personal guidance from a certified credit report reviewer through our partner, BALANCE.
In partnership with BALANCE, we offer free, confidential financial counseling to help you build a stronger financial future.
Worried about bills? Need help getting your spending under control? Creating a smart budget is one of the best ways to get your finances on track. Get started with myBalance, a personalized budgeting tool from our partner, BALANCE.