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Our Why

Our WHY, our reason for existence, is YOU, our members — and we take you and our mission to serve very seriously.

This Is Much Bigger Than Banking.

We’re a not-for-profit financial cooperative that’s been serving our community since 1977. Inspired by our mission and vision, we’re certified as a Community Development Financial Institution (CDFI), low-income credit union, and Juntos Avanzamos credit union, which means our purpose is to provide inclusive, affordable, and accessible financial services that make a difference in our members and our community.

Santa Cruz Community Credit Union is a not-for-profit financial cooperative that promotes economic justice. We are local, independent, and member-owned.

Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity and have resources to make effective financial decisions for themselves, their families, and their communities.

  • We believe in economic justice for our community, where everyone has the opportunity to achieve their financial, personal, and business goals.
  • We believe in playing by the rules and delivering services with honesty and integrity, and we expect the same from our members.
  • We are a financial cooperative that believes that our members as owners have a shared responsibility for the sustainable success of the Credit Union.
  • We believe that we succeed when our members succeed.

In Focus – SCCCU Blog

Building an Emergency Fund While Paying Off Debt

Building an Emergency Fund While Paying Off Debt

February 28, 2025
Unfortunately, emergencies don’t announce their pending arrival months in advance. They pop up une...
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Essential Documents for Estate Planning

Essential Documents for Estate Planning

February 28, 2025
Making sure your family is protected in case something happens to you is one of the most responsible...
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I May Have Been Scammed. What Can I Do?

I May Have Been Scammed. What Can I Do?

February 28, 2025
Member Question:I’m terrified that I may have been scammed. I accidentally gave my personal i...
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