Privacy Policy
FACTS | What does Santa Cruz Community Credit Union (SCCCU) do with your information? |
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WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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HOW? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Santa Cruz Community Credit Union chooses to share information, and whether you can limit this sharing. |
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES SCCCU SHARE? | CAN YOU LIMIT SHARING? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
For our marketing purposes – to offer our products and services to you, not through a third party | YES | YES |
For our affiliates’ everyday business purposes – information about your transactions and experiences | NO | WE DON’T SHARE |
For our affiliates’ everyday business purposes – information about your creditworthiness | NO | WE DON’T SHARE |
For nonaffiliates to market to you | NO | WE DON’T SHARE |
For our joint marketing agreements | NO | WE DON’T SHARE |
WHO WE ARE | |
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Who is providing this notice? | Santa Cruz Community Credit Union (SCCCU) |
How does SCCCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include state-of-the-art computer safeguards and secured files and buildings. |
How does SCCCU collect my personal information? | We collect personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. |
DEFINITIONS | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. SCCCU does not share personal information with nonaffiliated financial companies. |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you through a separate mailing house. |
Other important information | |
To opt out of marketing mailings, call 831-425-7708. If you have questions, email marketing@scccu.org. To print the Privacy Policy, click here. | |