Member Notice - Our New Leaf ATM installation and upgrade will take place April 23rd - April 25th. Our ATM will be unavailable during this time. Please visit our Front Street location for additional SCCCU ATMs.
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Privacy Policy

Facts WHAT DOES SANTA CRUZ COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • social security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Santa Cruz Community Credit Union chooses to
share; and whether you can limit this sharing.

Reasons we can share your personal information Does Santa Cruz Community Credit Union share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes –
to offer our products and services to you

Yes No

For joint marketing with other financial companies

n/a n/a

For our affiliates' everyday business purposes –
Information about your transactions and experiences

No No

For our affiliates' everyday business purposes –
Information about your creditworthiness

No No

For our affiliates to market you

No n/a

For nonaffiliates to market you

No n/a
Questions? Call 831-425-7708, opt. 6, or go to www.scccu.org
Who we are
Who is providing this notice? Santa Cruz Community Credit Union
What we do
How does Santa Cruz Community Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.

How does Santa Cruz Community Credit Union collect my personal information?

We collect personal information, for example, when you:

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

For more information on our Privacy Policy, you may write us at 324 Front Street, Santa Cruz, CA, 95060 or call us at 831-425-7708 or visit our web site at www.scccu.org.