Take the Auto Loan Rate Drop Challenge and Save!
Here's how it works:
Apply online, call us at 831-425-7708, or visit a branch to refinance your existing non-SCCCU auto loan.
We will review your loan request and work to drop your existing auto loan rate by at least 1%.
If we can’t lower your rate by at least 1%, you’ll still walk away a winner—we’ll enter your name into a sweepstakes to win $1,000!*
Ready to take the challenge?
Refinance your non-SCCCU auto loan today! Offer ends January 31, 2025. ITINs welcome. Hablamos su idioma.
*Must be an existing credit union member or become a member at the time of application. The auto loan must be from another financial institution; current SCCCU loans are not eligible for refinancing through this promotion. The proposed auto loan must be current with no recent delinquency. The promotion applies to personal-use vehicles (no commercial or recreational vehicles). SCCCU will beat the current rate on the member’s auto loan from another lender by up to 1.00%, with a minimum floor rate of 6% (including the auto repayment discount of .25%), and includes cash out. The Rate Drop Challenge is based on the submitted documentation of the existing loan rate, including term length, balance, and current monthly payment. SCCCU reserves the right to verify the existing rate and loan terms before applying any rate reduction. The loan is subject to SCCCU’s credit and underwriting standards. The member must meet and accept all loan terms and conditions (including rates) to finalize the refinancing process. If SCCCU cannot beat the rate as described above, the member’s name will be entered into the Rate Drop Challenge $1,000 Sweepstakes. The individual must be a member to win the $1,000 Rate Drop Challenge Sweepstakes prize. Read full sweepstakes rules.