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In Focus – SCCCU Blog

Stay informed about the Credit Union’s activities, plus get practical advice on a variety of personal finance topics.

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News That Matters Most

Should You Save Your Tax Refund or Use It to Pay Down Debt?

Should You Save Your Tax Refund or Use It to Pay Down Debt?

March 11, 2026
For many people, a tax refund feels like a financial bonus. After months of working and budgeting, s...
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Is It the Right Time to Refinance Your Mortgage Loan?

Is It the Right Time to Refinance Your Mortgage Loan?

March 6, 2026
Refinancing a home loan can feel like a big decision. Interest rates fluctuate, financial goals shif...
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Simple Financial Fixes to Help Your Business Become More Successful

Simple Financial Fixes to Help Your Business Become More Successful

February 20, 2026
Running a small business takes focus, flexibility, and a whole lot of problem-solving. Whether you...
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A Financial Check-In for Our Business Members

A Financial Check-In for Our Business Members

February 17, 2026
Running a small business in Santa Cruz (and its surrounding areas) means staying flexible — not ju...
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Funding Growth Without Overstretching Your Business

Funding Growth Without Overstretching Your Business

February 13, 2026
Growth is exciting. It means demand is there, customers are responding, and your business is gaining...
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Raising Money-Smart Kids in an Instant-Gratification World

Raising Money-Smart Kids in an Instant-Gratification World

January 28, 2026
Money may seem like a challenging topic to discuss with your children, but it’s important to start...
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Allowance or No Allowance: Let’s Set the Record Straight

Allowance or No Allowance: Let’s Set the Record Straight

January 28, 2026
More parents are talking to their kids about money today than ever before. According to recent resea...
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Love and Money: How to Talk Without Tension

Love and Money: How to Talk Without Tension

January 28, 2026
Many couples find it challenging to discuss money without letting emotions cloud the conversation. B...
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Romance Scams 101: How to Protect Your Heart and Your Wallet

Romance Scams 101: How to Protect Your Heart and Your Wallet

January 28, 2026
Romance scams are on the rise, and technology is making them harder to spot. According to Barclays d...
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