Our Why
Our WHY, our reason for existence, is YOU, our members — and we take you and our mission to serve very seriously.
Santa Cruz Community Credit Union is a not-for-profit financial cooperative that promotes economic justice. We are local, independent, and member-owned.
Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity and have the resources to make effective financial decisions for themselves, their families, and their communities.
- We believe in economic justice for our community, where everyone has the opportunity to achieve their financial, personal, and business goals.
- We believe in playing by the rules and delivering services with honesty and integrity, and we expect the same from our members.
- We are a financial cooperative that believes that our members as owners have a shared responsibility for the sustainable success of the Credit Union.
- We believe that we succeed when our members succeed.
Our Member Access Plan.
Creating opportunity is what it’s all about. SCCCU’s Member Access Plan outlines the key steps we’re taking to increase equity and access to financial services throughout our service area.
Establish services that provide additional access points for low-income and unbanked communities in Santa Cruz County, including the community of Pajaro Valley.
Add access services, such as pop-up mobile branches and ATMs, to better serve low income members where they live or work.
Expand funding for affordable housing and lending resources for small businesses through non-traditional financing and extra-low interest rates.
Expand digital tools and resources to make managing finances and loan access more convenient, efficient, and secure.
Expand our financial literacy and money management resources to support long-term financial success, including alternatives to payday lending.
In Focus – SCCCU Blog
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What is Private Mortgage Insurance (PMI) and How Can You Avoid It?
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How Much Renters’ Insurance Do You Need?
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