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Unlock Your Home’s Equity And Open the Door to Financial Freedom

Exclusive HELOC Offer: Introductory Rate of 5.99% APR* for the first 12 months

Ready to unlock the hidden potential in your home?

 

We’re excited to bring you a special offer on HELOC:

  • Low introductory rate of 5.99% APR* for the first 12 months
  • No annual fee, processing fee, or documentation fee**
  • Flexible access to funds as you need them
  • Convenient repayment options tailored to your budget
  • Expert guidance from our dedicated team throughout the process

Don’t wait—seize this opportunity to leverage your home’s equity.

This special introductory rate offer of 5.99% APR* is available until June 30, 2025.

Apply Online about
Call 831-425-7708 about
Visit any SCCCU Branch about

*APR = Annual Percentage Rate. The 5.99% rate quoted is an introductory rate for the first 12 months of your loan. After that, the rate will convert to either Prime or Prime + 1.25%, depending on creditworthiness. Offer good through 6/30/2025. The property must be owner-occupied. Loans have a 20-year term—a 10-year draw period and then another 10 years to repay the loan amount. **SCCCU doesn’t charge fees to obtain the loan; however, members must pay the title/escrow fee (approximately $1,300).