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Your Balance, Rewritten

Because your story shouldn’t include high rates or fees.

It’s time to flip the script on high‑interest debt.

With a balance transfer to your SCCCU Platinum Rewards Visa Card, you can rewrite your balance—your way. And now, when you transfer at least $1,000 (from a non-SCCCU credit card) to a Platinum Rewards Visa Card, you get:

• A 1.99% APR* for six months*
• No balance transfer fee**
• A chance to win a $500 statement credit***

Every purchase you make with a Platinum Rewards Visa Card moves your story forward:

  • Earn one point for every $1 you spend – Redeem for travel, merchandise, and more
  • Use your card anytime, anywhere – 24/7 worldwide access with no annual fee
  • Feel confident with Zero Liability – You’re protected if your card is used fraudulently

Start rewriting your balance today!

This offer ends September 30, 2025.

Apply Online Today about
Call 831-425-7708 about
Visit any SCCCU branch about

*APR = Annual Percentage Rate. The special balance transfer rate of 1.99% APR requires a minimum transfer of $1,000 between July 14, 2025, and September 30, 2025. The 1.99% APR applies for the first six (6) billing cycles from the date of the first qualifying balance transfer. After the promotional period, the standard variable APR will apply based on your creditworthiness and the terms of your account agreement. This offer applies only to balances transferred from non-SCCCU credit cards and must be a total of $1,000 in one transfer. For existing Platinum Rewards Visa Cardholders, the rate is only applied to the transferred balance.

**No balance transfer fee will be charged for balances transferred between July 14, 2025, and September 30, 2025, as part of this promotional offer. A minimum transfer of $1,000 from non-SCCCU credit cards is required to waive this fee during the promotional period.

***To qualify for the $500 statement credit drawing, you must transfer a minimum of $1,000 from a non-SCCCU credit card to your SCCCU Platinum Rewards Visa Card between July 14, 2025, and September 30, 2025. Each eligible cardholder who completes a qualifying balance transfer during the promotional period will be automatically entered into the drawing. One winner will be randomly selected at the end of the promotional period and awarded a $500 statement credit. See complete rules here.