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Get Green Loans

If it helps increase energy efficiency, we’ve got loans to help.

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Here’s to a Brighter Future.

Are you looking for an eco-friendly loan? We offer low-cost financing for a wide range of energy-efficient projects that can help lower your energy bills, add value to your home, and do good for our planet.

Why Borrow With SCCCU?

  • Applying online, in person, or over the phone is easy.
  • We’re a local lender with a deep commitment to sustainability.
  • All Santa Cruz County, Monterey County, and San Benito residents are eligible to apply.
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Get Green Loans.

Our flexible green loans make energy-efficient home upgrades simpler and more affordable.

Uses

  • High-efficiency AC and heating systems

  • Appliances, lighting, and replacement windows

  • Rainwater collection systems, landscaping, and irrigation

  • Energy-efficient roofs

  • Improved home insulation, and more

Features

  • Loans up to $10,000

  • Terms up to 60 months

  • Competitive low rates

  • No prepayment penalties

  • Manage your loan 24/7 using Online Banking or Mobile Banking

  • Use Express Pay to securely repay your loan from any financial institution

Get the most out of your solar investment with a low-rate solar loan, which covers the cost of equipment, installation, service, and related expenses.

Uses

  • Solar photovoltaic (PV) system installation

  • Solar thermal system installation

Features

  • Low rates and flexible terms up to 180 months

  • Property lien is required, and the home must not be under a Trust

  • Local decision-making with a maximum loan amount of $100,000

  • There are no prepayment penalties, but there is a $250 loan fee required at origination

  • Use Express Pay to securely repay your loan from any financial institution

  • Manage your loan 24/7 using Online Banking or Mobile Banking

Our flexible green loans make energy-efficient home upgrades simpler and more affordable.

Uses

  • High-efficiency AC and heating systems

  • Appliances, lighting, and replacement windows

  • Rainwater collection systems, landscaping, and irrigation

  • Energy-efficient roofs

  • Improved home insulation, and more

Features

  • Loans up to $10,000

  • Terms up to 60 months

  • Competitive low rates

  • No prepayment penalties

  • Manage your loan 24/7 using Online Banking or Mobile Banking

  • Use Express Pay to securely repay your loan from any financial institution

Get the most out of your solar investment with a low-rate solar loan, which covers the cost of equipment, installation, service, and related expenses.

Uses

  • Solar photovoltaic (PV) system installation

  • Solar thermal system installation

Features

  • Low rates and flexible terms up to 180 months

  • Property lien is required, and the home must not be under a Trust

  • Local decision-making with a maximum loan amount of $100,000

  • There are no prepayment penalties, but there is a $250 loan fee required at origination

  • Use Express Pay to securely repay your loan from any financial institution

  • Manage your loan 24/7 using Online Banking or Mobile Banking

Apply Now.

Get started with our quick and secure online application. Or, give us a call or stop by a branch to apply.

 

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Financial Knowledge Center

Financial questions? We’re here for you, with resources online and in person.

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