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Built for Living. Ready for More.

Your home equity is ready when you are.

Put your equity to work.

Pay down high‑interest debt, take on home projects, or help fund life’s big moments.

  • HELOCs at 2.99% APR* for 6 months with an initial draw of $50,000*
  • No lender or annual fees (just standard third-party costs)
  • Earn a chance to win a $250 Visa Gift Card upon approval**
  • Flexible access to your funds

Your home was built for living. Now it’s ready to do more.

The special offer is valid until June 30, 2026. Apply today!

*APR = Annual Percentage Rate. Members are eligible for the 2.99% introductory rate with an initial draw of $50,000 for the first six months of your loan. After that, the rate will be converted to the approved standard rate based on creditworthiness and other criteria. The special introductory rate offer is available for new HELOCs only and does not apply to existing SCCCU HELOCs. A $500 early closure fee will be charged if you close your HELOC within 24 months of its opening date. Offer good through June 30, 2026. Certain restrictions apply. **No purchase required for the sweepstakes offer. You must be approved for the HELOC to receive an automatic entry. See complete rules here.