By clicking on this link you will leave our website. We are not responsible for nor can we modify the content available via this link.

I understand Cancel

Important! Email transmission is not a secure form of communication. Please do not include any account numbers, social security numbers, or password information in your message.

I understand Cancel
Please Note

Some documents on our website may not be compliant with the Americans with Disabilities Act (ADA) Standards for Accessible Design. If you are having trouble viewing a document on our website, please contact SCCCU for assistance at 831-425-7708. Thank you.

Continue Close
Woman and her daughter

In Focus – SCCCU Blog

Stay informed about the Credit Union’s activities, plus get practical advice on a variety of personal finance topics.

Arrow Down

News That Matters Most

That Urgent Text Message Might Be Fake

That Urgent Text Message Might Be Fake

March 15, 2026
It happens fast. Your phone buzzes, and you see a message that looks like it came from your financi...
“Read more” button chevron Read more about That Urgent Text Message Might Be Fake
Tax Season Scams are Back: How to Spot Fake IRS Messages

Tax Season Scams are Back: How to Spot Fake IRS Messages

March 11, 2026
Every year around March, something predictable happens. Millions of people start checking their emai...
“Read more” button chevron Read more about Tax Season Scams are Back: How to Spot Fake IRS Messages
Should You Save Your Tax Refund or Use It to Pay Down Debt?

Should You Save Your Tax Refund or Use It to Pay Down Debt?

March 11, 2026
For many people, a tax refund feels like a financial bonus. After months of working and budgeting, s...
“Read more” button chevron Read more about Should You Save Your Tax Refund or Use It to Pay Down Debt?
Is It the Right Time to Refinance Your Mortgage Loan?

Is It the Right Time to Refinance Your Mortgage Loan?

March 6, 2026
Refinancing a home loan can feel like a big decision. Interest rates fluctuate, financial goals shif...
“Read more” button chevron Read more about Is It the Right Time to Refinance Your Mortgage Loan?
Simple Financial Fixes to Help Your Business Become More Successful

Simple Financial Fixes to Help Your Business Become More Successful

February 20, 2026
Running a small business takes focus, flexibility, and a whole lot of problem-solving. Whether you...
“Read more” button chevron Read more about Simple Financial Fixes to Help Your Business Become More Successful
A Financial Check-In for Our Business Members

A Financial Check-In for Our Business Members

February 17, 2026
Running a small business in Santa Cruz (and its surrounding areas) means staying flexible — not ju...
“Read more” button chevron Read more about A Financial Check-In for Our Business Members
Funding Growth Without Overstretching Your Business

Funding Growth Without Overstretching Your Business

February 13, 2026
Growth is exciting. It means demand is there, customers are responding, and your business is gaining...
“Read more” button chevron Read more about Funding Growth Without Overstretching Your Business
Raising Money-Smart Kids in an Instant-Gratification World

Raising Money-Smart Kids in an Instant-Gratification World

January 28, 2026
Money may seem like a challenging topic to discuss with your children, but it’s important to start...
“Read more” button chevron Read more about Raising Money-Smart Kids in an Instant-Gratification World
Allowance or No Allowance: Let’s Set the Record Straight

Allowance or No Allowance: Let’s Set the Record Straight

January 28, 2026
More parents are talking to their kids about money today than ever before. According to recent resea...
“Read more” button chevron Read more about Allowance or No Allowance: Let’s Set the Record Straight

Achieve Your Financial Goals.

Take control of your money and develop good financial habits to last a lifetime with our free educational resources.